Wright Insurance Agency, Inc. helps North Carolina transportation businesses secure reliable commercial vehicle coverage.
As an independent insurance agency, we compare quotes across multiple top-rated insurance carriers to secure competitive rates tailored to your hauling operations.
Call our Havelock office today at (252) 652-9501 to speak with a local agent, or use our quick online form to begin your rate comparison.
Insurance Options for Commercial Vehicles and Fleets
Different logistics businesses require specific policy structures. We configure coverage based on the primary vehicles in your fleet:
- Tractor-Trailers and Semi-Trucks: Liability and physical damage options for owner-operators, fleet managers, and regional freight haulers.
- Dump Trucks and Construction Vehicles: Targeted coverage for local aggregate haulers, site preparation contractors, and heavy equipment transport.
- Box Trucks and Cargo Vans: Policies built for local delivery routes, couriers, and final-mile logistics providers.
- Tow Trucks and Recovery Rigs: Specialized garage keepers and on-hook liability protection for local towing operations.
Standard Trucking Insurance Protection
To maintain state compliance rules and active federal operating authority, we provide complete commercial transport coverages:
Primary Auto Liability
Protects your business against third-party bodily injury and property damage claims.
Motor Truck Cargo
Covers physical loss or damage to commodities and freight while in transit.
Physical Damage Protection
Comprehensive and collision coverage to repair or replace your trucks and trailers after an accident, fire, or theft.
Bobtail & Non-Trucking Liability
Insurance protection for your tractor when operating without a trailer or outside of official dispatch hours.
Regulatory Filings & Compliance
- Regulatory Filings (BMC-91X, Form E, Form H): Direct submission of federal public liability filings to the FMCSA and state-level compliance filings to the North Carolina Department of Insurance.
- MCS-90 Endorsements: Crucial policy attachments providing public liability protection for hazardous materials and environmental restoration transport.
- Driver MVR & PSP Screening: Fast review of Motor Vehicle Records (MVR), CDL statuses, and Pre-Employment Screening Program (PSP) histories to ensure your drivers qualify for top-tier carrier discounts.
Why Choose Wright Insurance Agency?
- Independent Agency Advantage: We work directly for you—not the carrier—shopping multiple providers for the best rate.
- Fast Certificate Delivery: We issue Certificates of Insurance (COIs) quickly so your drivers stay on schedule and on the road.
- Local Office Support: Speak directly with licensed agents at our Havelock office, located at 317 W Main St, Havelock, NC (right next to the License Plate Agency).
- Available Discounts: Ask our team about multi-vehicle fleet pricing, safe driver credits, and route-specific discounts.